I’m an individual

People tend not to fit into boxes. Everyone’s wealth management needs will have their own nuances; different paths will be open depending on the capital and terms you require. No two people have the exact same wealth, so it’s important that you work with a personal finance advisory service provider that will listen and adapt with you.                                                                            

The elements of a secure financial future

Plan your pension

You’re never too young to start thinking about pensions. The sooner you start, the more time your pension has to mature and grow, and that means you’ll have a more comfortable retirement lifestyle. Work to clear your debts while putting aside money for the future.

Don’t drop the savings ball

With tales of economic uncertainty all over the media, interest rates can be unpredictable and stock markets in flux. What was a solid savings account even five years ago could now be a stagnant option. It’s important to keep an eye on your savings and ensure they’re working for you - now, and in the future. 

Make wise investments

Solid investments are a great way to manage your wealth, as long as you invest wisely. Is a diverse or safe portfolio best for you at this stage? When is it time to switch? Is property or the stock market a better bet for you? A personal finance advisory service will work with you to build your profile, understand your appetite for risk, and then help to shape and manage your portfolio.

Choose a financial advisor who understands your needs

The key to finding the right financial advisor is working out exactly what type of advice you need. You may need helping investing for a pension. You may be coming up to retirement. You may want to pay into a stocks and shares ISA. Maybe there’s a mortgage involved, or the need for a personal loan. At the end of the day, you want to build your wealth, protect your wealth, realise your wealth, and enjoy your wealth. Expert personal finance advice can help you to do this.

Maximise your wealth for future generations

Individuals want to do many things. For example, you could be seeking personal finance advice to:

Protect liabilities

Grow an investment portfolio

Have a secure retirement

Pass assets to the next generation

Cover the costs of long term care

Pay for education

Grow assets

Reduce their tax bill

Your advisor will guide you to a place where you can rest happy with the knowledge you have structured your tax and financial affairs in a sensible way - and that your family will be protected after you’re gone.

MHA MacIntyre Hudson is the personal finance advisory service provider you need. Get in touch to discuss how we can help you protect and grow your wealth.


Jan 2018

Events in your personal life