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Wealth Management

We provide expert, independent wealth management advice for individuals and their businesses. We believe that, whatever your age and circumstances, you are more likely to achieve your personal and business financial goals if you use an independent financial adviser (IFA).

Our experts talk with you to establish your financial objectives and, working closely with your usual contact, suggest a comprehensive wealth management strategy tailored to your specific concerns and objectives. 

Personal financial planning

Our IFAs can work with you to achieve an optimal state for your personal wealth by:

  • Working on tax-efficient pension planning for you and your business, including SIPPs (self-invested personal pension) and SSASs (small self-administered pension schemes).
  • Arranging your finances to make the most of tax-planning opportunities.
  • Getting to know your risk profile, so we can manage investments in line with it.
  • Helping you to achieve a balance of income and capital growth in retirement, tax-efficiently.
  • Cascading wealth down the generations through structured inheritance tax planning
  • Arranging mortgages for a range of purposes – such as residential, buy-to-let and commercial.
  • Using trusts to protect and preserve wealth.

Tax-efficiency is the key to wealth management, so we can also work with you to identify other ways of making your affairs more tax-efficient. We could, for example:

  • Adjust your pension contributions
  • Shelter large amounts of interest or dividend income from tax
  • Advise on an exit strategy if you are selling your business or retiring
  • Optimise and protect borrowings.

Business financial planning

Our IFAs can also advise on business financial planning, working with you on:

  • Workplace pensions and meeting your auto-enrolment obligations as an employer.
  • Other tax-efficient company pension arrangements (including SSASs, stakeholder, employee, directors, SIPPs, and so on).
  • Ensuring your employee benefits scheme is cost-effective to your business and valued by your employees.
  • Protecting your business should a key individual leave or be unable to continue working.
  • Buying business premises.

How our wealth management services can help you

  • Investing: choosing investments that are more likely to meet your objectives and timescales
  • Pensions: helping you to build up enough wealth to enjoy a comfortable retirement
  • Income in retirement: delivering the sustainable income you need, tax-efficiently
  • Lifestyle protection: financial security for you, your family and your business should the worst happen
  • Inheritance tax planning: helping you pass on as much of your wealth as possible
  • Paying for long-term care: the specialist advice you need to make the right decision
  • Mortgages: independent advice on mortgages
  • Workplace pensions and employee benefits: including making sure you fulfil your auto-enrolment duties.

Get in touch to discover how our wealth management services can help you protect your wealth – both now, and for the future.

 


Disclaimer

Financial advice is provided in association with MHA MacIntyre Hudson Wealth Management which is an independent advisory firm and is a trading name of Lighthouse Carrwood which is an appointed representative of Lighthouse Advisory Services Limited which is authorised and regulated by the Financial Conduct Authority.

Meet the team

Photo of Helen McCormick

Helen McCormick

Independent Financial Adviser (IFA)

Helen joined the Financial Services industry in 1998, and has worked in a variety of compliance and sales roles for large life and pension providers. Since 2014 she has been advising a mixture of individual and business clients as an Independent Financial Adviser based in Reading.  Helen joined MHA MacIntyre Hudson Wealth Management in September 2017, and is able to advise clients in all areas of financial planning, including defined benefit pension transfers.

Helen graduated from the University of Reading with a BSc Hons degree in Geography, holds the Diploma in Financial Planning and is working towards Chartered status.  She is a member of the Personal Finance Society (PFS) in the takes an active interest in local events and ladies networking groups.  Historically Helen has worked predominantly with Company Directors and owner-managed businesses.

In her spare time travelling is Helen’s passion.  She also enjoys spending time with her family and keeping fit by running, cycling and going to the gym. 

Get in touch with Helen McCormick

Tracey Mason

Independent Financial Adviser (IFA)

Tracey has been working as an adviser in financial services for 32 years, and currently looks after clients at the Peterborough office of MHA MacIntyre Hudson. She advises on general wealth management, and in particular pensions, IHT planning and VCT/EIS work.

Throughout her career, Tracey has worked alongside various Accountancy firms and now has a large portfolio of clients.

Outside of work, Tracey enjoys horse riding and is a qualified riding instructor. She is also a Divemaster and has trekked to Everest Base Camp.

Get in touch with Tracey Mason
Photo of Martin Harding

Martin Harding

Independent Financial Adviser

Martin joined the Wealth Management division in 2017. He is an experienced Independent Financial Adviser who specialises in pension planning, investing for growth or tax efficient income and inheritance tax planning. He also specialises in providing sound financial advice in the commercial/corporate arena providing much needed protection for the Directors/Shareholders and employee benefit needs of SME businesses. As well as holding the level 4 Diploma in Financial Planning, he holds the level 6 Advanced Pension Planning qualification.

Martin has spent over 20 years in the industry and is very passionate about delivering a high level of customer service to his clients.

Get in touch with Martin Harding

Neil Standish

Chartered Financial Planner

Neil has thirty years experience in financial services and now addresses the most complex of issues surrounding people’s personal finances.

Outside of work, his interests are British and Russian history and the nineteenth century classics.

Get in touch with Neil Standish

What they say about us

The relationship with MHA MacIntyre Hudson has always been a solid one. The team are able to respond quickly to problems and achieving timescales. Their international network, Baker Tilly International, gives them breadth and the ability to cover overseas issues. - PRISYM ID

What they say about us

The team at MHA MacIntyre Hudson have taken away the burden of the day to day bookkeeping, payroll and CIS work off me. This has enabled me to spend more time working on my business, finding new work, new ideas and ways to be more profitable. Thanks to the help I’ve received, I can see a bright future for me and my company. Luke Day - Complete Wiring Solutions